Privacy Policy

Loan Direct USA ("Loan Direct," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. It applies to this website and to our loan qualification service.

Information we collect

• Information you provide: when you check whether you qualify for a consolidation loan, we collect the information you submit, such as your name, contact details, state of residence, and information about your debt.
• Information collected automatically: like most websites, we collect device and usage information (IP address, browser type, pages viewed, and referral source) through cookies and similar technologies, including analytics and advertising tools.

How we use your information

• To match you with participating third-party lenders who may offer you a consolidation loan
• To respond to your requests and communicate with you about your inquiry
• To operate, improve, and secure our website and service
• To measure and improve our marketing
• To comply with legal obligations

How we share your information

When you submit a qualification request, we share the information you provide with participating lenders and service providers so they can evaluate your request and contact you about loan options. We may also share information with vendors who help us operate the website (such as hosting and analytics providers), and where required by law. We do not sell your personal information for purposes unrelated to providing the service you requested.

Communications

By submitting your contact information, you agree that Loan Direct and its participating lenders may contact you by phone, email, or text message about your inquiry. You may opt out of marketing communications at any time by following the instructions in those messages.

Cookies and tracking

We use cookies and similar technologies for site functionality, analytics, and advertising measurement. You can control cookies through your browser settings; disabling them may affect how the site works.

Data security and retention

We use commercially reasonable safeguards to protect your information and retain it only as long as needed for the purposes described in this policy or as required by law. No method of transmission or storage is completely secure.

Your choices and rights

Depending on your state of residence, you may have rights to access, correct, or delete the personal information we hold about you. To make a request, contact us using the details below and we will respond as required by applicable law.

Children

Our service is intended for adults. We do not knowingly collect information from anyone under 18.

Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent version.

Contact us

Questions about this policy or your information? Contact us at info@loandirectusa.com.